Cigna Hong Kong has added another product to its comprehensive lineup of health insurance solutions with the introduction of Cigna 108% Health Spectra. The new plan refunds 108% of the total premium paid at the end of the policy term, even if claims have been made.
The product was developed based on the findings of the Cigna 360 Well-being Score Survey, which said that physical health and financial well-being are the major concerns of Hong Kong residents.
Cigna’s 108% Health Spectra plan has a premium payment period of six years and provides customers with ten years of coverage for hospitalization, in-patient, out-patient surgical, and post-surgical expenses, as well as carcinoma-in-situ benefit. The plan also provides death benefit and cancer benefit which will pay out upon diagnosis of the disease.
Austin Marsh, CEO and country manager of Cigna Hong Kong, said: "The latest Cigna '360 Well-being Score' Survey found over 70% of Hong Kong people believe that physical health is the most important aspect of life but less than 25% of them believe that they have adequately prepared for it in a physical and financial manner. We consider both of their needs and therefore, we have developed 'Cigna 108% Health Spectra', to help them manage their medical risks and add values to their wealth. The new product enriches Cigna's health insurance product suite, meeting customers' diverse needs from a wide range of demographics at different stages of their lives."
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